• ATM
• Telephone Banking
• Overdraft

ATM

If ATM access is important to you, Peach State Bank & Trust brings convenience to your life like you’ve never before known. Sure, we have an automated teller machine (ATM) at our Gainesville Office, but we also make available virtually every ATM around the world...free of charge. While we don’t have a branch bank on every corner, you may use your Peach State Bank & Trust ATM Card at any ATM worldwide which bears the network logos shown on the back of your card, and Peach State Bank & Trust will absorb the fee charged to access that machine. By way of ATM access, you may access information about your checking or savings account, transfer funds from one Peach State Bank account to another, and more...all free of charge and carried out easily, quickly and conveniently!

Telephone Banking

Need to check an account balance or determine if a check has cleared? No problem. Want to see if a direct deposit has reached your account? A piece of cake with Peach State Bank & Trust’s Telephone Banking service, available by calling 770-532-6500. This free service requires that you use a touch tone phone, and puts at your fingertips the information you need, 24/7. Simply dial our telephone banking system whenever you wish and follow the instructions of the automated attendant!

Your account security is assured by use of a Personal Identification Number (PIN) which you select and control. Do not share this PIN with anyone whom you do not wish to have access to your account(s) at Peach State Bank & Trust.

Overdraft

Peach State Bank & Trust personal checking account customers receive automatic Overdraft Privilege protection, in a minimum amount of $500. Unless you opt out of the Overdraft Privilege service, your checks will be honored up to your defined limit, saving you not only the embarrassment of a returned check but merchant processing charges as well. At the time your automatic Overdraft Privilege transfers funds to cover your overdraft, a $35 overdraft fee, per item, is assessed.

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