|
WHAT DOES Peach State Bank & Trust DO
WITH YOUR PERSONAL INFORMATION?
|
| |
| Why? |
Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
- Social Security Number and income
- Credt History and Credit Scores
- Checking Account Info and Account Transactions
When you are no longer our customer, we continue to share your information
as described in this notice. |
| How? |
All financial companies need to share customers' personal information to
run their everyday business. In the section below, we list the reasons
financial companies can share their customers' personal information; the
reasons Peach State Bank & Trust chooses to share; and whether you can limit
this sharing. |
| |
|
|
| Reasons we can share your personal information |
Does The Peach State Bank & Trust share? |
Can you limit this sharing? |
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes-
to offer our products and services to you |
No |
We don't share |
| For joint marketing with other
financial institutions |
No |
We don't share |
For our affiliates' everyday business
purposes-
information about your
transactions and experiences |
No |
We don't share |
For our affiliates' everyday business
purposes-
information about your
creditworthiness |
No |
We don't share |
| For non-affiliates to market to you |
No |
We don't share |
| |
|
|
| Questions? |
Call 770-536-1100 or go to www.peachstatebank.com |
| |
|
| Who we are |
| Who is providing this notice? |
Peach State Bank & Trust, a Georgia State Chartered Bank, Regulated by the Federal Deposit Insurance Corporation (FDIC). |
| |
|
| What we do |
| How does Peach State Bank & Trust
protect my personal information?
|
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
|
| How does Peach State Bank & Trust collect my personal information?
|
We collect your personal information, for example,
when you
• Open an account or Apply for a loan
• Pay your bills or Show your driver's license
• Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
|
| Why can't I limit all sharing?
|
Federal law gives you the right to limit only
• Sharing for affiliates' everyday business purposes - information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
|
| |
|
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies..
• Peach State Bank & Trust does not have affiliates. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
• Peach State Bank & Trust does not share with non affiliates so they can market you. |
| Joint marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
• Peach State Bank & Trust does not engage in joint marketing. |
| |
|
|
|
 |
 |
