• Consumer Loans
• Commercial Loans
• Mortgage Loans

Consumer Loans

From time to time, most everyone has a need for a loan. When those days arrive...whether to improve your home, buy a new car, take the family on a great vacation or for countless other reasons...isn’t it nice to know you can have a loan resource upon which to rely? At Peach State Bank & Trust, our consumer lenders take the time to listen, and to tailor the right loan to meet your unique needs. We combine attractive interest rates with flexible terms and prompt, friendly loan service!

• Auto Loans
• Boat and RV Loans
• Home Improvement Loans
• Personal Loans
• Credit Cards
• Home Equity Line of Credit - allows you to tap into your home’s equity on a tax-advantaged basis to write yourself a loan whenever you wish, for any reason you may have.
• Personal Line of Credit - this line of credit allows you to write yourself a loan whenever you wish or it can serve as an Overdraft Protection resource when tied to your Peach State Bank & Trust checking account

Ask about our auto-deduct payment plan, which assures that your loan payment is on time, every time, and which alleviates the need to make a manual payment for your loan account with us.

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Commercial Loans

When you own a business, you know the value of a responsive financial resource which promises comprehensive answers to unique situations. The Commercial Lending officers at Peach State Bank & Trust invite you to discover the difference we make in expertise, response and tailored loan solutions. Whatever your Commercial/Business Loan needs may be, talk with us today. We’re here to give your business another edge on the road to success.

• Working Capital Loans
• Lines of Credit
• Commercial Real Estate
• Commercial Vehicle Loans
• Business Credit Cards
• Commercial Installment Loans

Mortgage Loans

Interested in putting today’s attractive mortgage rates to work for your personal or business banking needs? Take a moment today to talk with us. Here, you will find local loan decisions in support of prompt, friendly and knowledgeable real estate loan service.

• Mortgage Refinance
• Purchase Loans
• Construction Loans
• Home Improvement Loans
• Home Equity Line of Credit
• Lot Loans
• Real Estate Investment Property Loans
• Balloon Loans

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